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Here's What Key Metrics Tell Us About Citizens Community Bancorp (CZWI) Q3 Earnings
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Citizens Community Bancorp, Inc. (CZWI - Free Report) reported $17.37 million in revenue for the quarter ended September 2026, representing a year-over-year increase of 7%. EPS of $0.56 for the same period compares to $0.37 a year ago.
The reported revenue compares to the Zacks Consensus Estimate of $16.8 million, representing a surprise of +3.41%. The company delivered an EPS surprise of +27.27%, with the consensus EPS estimate being $0.44.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how Citizens Community Bancorp performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
Net Interest Margin: 3.4% compared to the 3.3% average estimate based on two analysts.
Efficiency ratio: 61% compared to the 64% average estimate based on two analysts.
Total Noninterest Income: $2.88 million versus the two-analyst average estimate of $2.85 million.
Net Interest Income: $14.49 million versus the two-analyst average estimate of $14.3 million.
Shares of Citizens Community Bancorp have returned +0.4% over the past month versus the Zacks S&P 500 composite's -1.2% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
View the Zacks #1 Rank List
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Here's What Key Metrics Tell Us About Citizens Community Bancorp (CZWI) Q3 Earnings
Citizens Community Bancorp, Inc. (CZWI - Free Report) reported $17.37 million in revenue for the quarter ended September 2026, representing a year-over-year increase of 7%. EPS of $0.56 for the same period compares to $0.37 a year ago.
The reported revenue compares to the Zacks Consensus Estimate of $16.8 million, representing a surprise of +3.41%. The company delivered an EPS surprise of +27.27%, with the consensus EPS estimate being $0.44.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how Citizens Community Bancorp performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:View all Key Company Metrics for Citizens Community Bancorp here>>>
Shares of Citizens Community Bancorp have returned +0.4% over the past month versus the Zacks S&P 500 composite's -1.2% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.